What happens when mortgage or property tax payments fall behind, how long you usually have, and how a sale settles what's owed.
Yes, in most cases you can sell your house any time before the foreclosure sale, and the sale pays off your mortgage at closing, which ends the foreclosure and leaves you any money that's left. How much time you have depends on your state and how far along the foreclosure is, so call your loan servicer and a HUD-approved housing counselor right away.
Yes, you can sell a house with unpaid property taxes, and the overdue taxes, penalties and interest are paid from the sale price at closing, the same way your mortgage is. What matters is selling before the county's tax sale, because getting the house back after one costs more, and the deadline depends on your state.
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